Determinants Affecting Profit Growth of Sharia Commercial Banks in Indonesia

A. Rewu Ramadhan, Asbi Amin, Anwar Anwar

Abstract


This examination means to recognize the determinants that impact the benefit development of sharia business banks in Indonesia utilizing the Net Performing Financing (NPF), Net Interest Margin (NIM), Capital Adequacy Ratio (CAR), and Financing to Deposit Ratio (FDR) proportions. The populace in this study comprised of 14 Sharia Business Banks in Indonesia in the 2018-2023 period. The testing procedure utilizes a purposive inspecting technique. The example utilized in this exploration was the monetary report for the 2018-2023 period with 6 examination objects, so the all out number of tests dissected was 36 examples. The information acquired was handled utilizing SPSS examination devices. The investigation methods utilized incorporate the R2 test, T test, enlightening factual tests, and numerous straight relapse examination. NPF and NIM ratios have no effect on profit growth, while the CAR have a positive effect on profit growth and FDR have a negative effect on profit growth.


Keywords


Profit Growth;NPF;NIM;FDR;CAR.

Full Text:

PDF

References


Azmy, A. (2018). ANALYSIS OF THE INFLUENCE OF FINANCIAL PERFORMANCE RATIO ON PROFITABILITY OF SHARIA COMMUNITY FINANCING BANK IN INDONESIA. Journal of Accounting, 22(1), 119–137.

Dara Ayu, N., & Asbi, A. (2023). IMPROVING BANKING FINANCIAL PERFORMANCE THROUGH FINANCIAL RATIO. Nobel Press.

Devina, IN, Diana, N., & Mawardi, MC (2024). THE INFLUENCE OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, AND OPERATING EXPENSES OPERATIONAL INCOME ON PROFIT GROWTH OF SHARIA COMMERCIAL BANKS IN INDONESIA IN 2020–2022. Journal of Economic News, 7(01).

FATKHIYAH, AN (2022). THE INFLUENCE OF BANK HEALTH WITH THE CAMEL METHOD ON PROFIT GROWTH IN SHARIA COMMERCIAL BANKS IN INDONESIA WITH ISLAMIC SOCIAL REPORTING AS A MODERATING VARIABLE FOR THE 2017-2021 PERIOD.

Febriyani, T. (2021). THE INFLUENCE OF MUDHARABAH FINANCING AND NON PERFORMING FINANCING (NPF) NET ON BANK SYARIAH MANDIRI'S NET PROFIT GROWTH FOR THE 2013-2020 PERIOD. UIN Sunan Gunung Djati Bandung.

Fitrianisa, Z., Hidayati, S., & Sugianto, S. (2021). ANALYSIS OF THE INFLUENCE OF FINANCIAL PERFORMANCE ON PROFIT GROWTH IN SHARIA COMMERCIAL BANKS IN INDONESIA. Journal of Islamic Economics and Finance Studies, 2(1), 1–16.

Gani, A. (2022). ANALYSIS OF CAPITAL ADEQUACY RATIO (CAR), FINANCING RATIO TO THIRD PARTY FUNDS (FDR), AND NET INTEREST MARGINS (NIM) ON PROFIT GROWTH (STUDY ON SHARIA BANK PERIOD 2017-2021). Indonesian Computer University.

Kimsen, K. (2022). DETERMINANTS OF PROFIT GROWTH USING THE CAMEL RATIO IN SHARIA BANKING IN INDONESIA 2017–2021. Comparative Journal: Economics and Business, 3(2), 172–188.

MARINA, NIM (2018). ANALYSIS OF THE INFLUENCE OF NON PERFORMING FINANCING (NPF) AND NET INTEREST MARGIN (NIM) ON PROFIT GROWTH AT BANK SYARIAH MANDIRI PERIOD 2010-2017. UIN RADEN FATAH PALEMBANG.

Murniati, A. (2022). BANK FINANCIAL PERFORMANCE ON PROFIT GROWTH IN SHARIA COMMERCIAL BANKS FOR THE 2018-2020 PERIOD. Journal of Research in Theory & Applied Accounting (PETA), 7(1), 134–146.

Pinasti, WF, & Mustikawati, RRI (2018). THE INFLUENCE OF CAR, BOPO, NPL, NIM AND LDR ON COMMERCIAL BANK PROFITABILITY FOR THE 2011-2015 PERIOD. Nominal Barometer of Accounting and Management Research, 7(1), 126–142.

Qothrunnada, Q., & Wardana, G. K. (2021). ANALYSIS OF COMPANY HEALTH AND SIZE ON PROFIT GROWTH OF SHARIA COMMERCIAL BANKS IN INDONESIA. BISEI: Journal of Islamic Business and Economics, 6(2), 145–160.

Ramdhani, U., & Ifhadiyanti, N. (2022). AIMS AND BENEFITS OF SHARIA BANK. Center for Open Science.

Su, S.-H., Lee, H.-L., Chou, J.-J., & Chen, H. (2020). EFFECTS OF RISK BASED BANK RATING ON PROFIT GROWTH OF RURAL BANK: AN EMPIRICAL STUDY IN INDONESIA. INTERNATIONAL JOURNAL OF BUSINESS MANAGEMENT AND ECONOMIC REVIEW, 3(2), 137–150.

Suryani, Y., & Ika, D. (2019). FACTORS AFFECTING PROFIT GROWTH OF SHARIA COMMERCIAL BANKS IN INDONESIA. JOURNAL OF ACCOUNTING AND BUSINESS: Journal of the Accounting Study Program, 5(2), 115. https://doi.org/10.31289/jab.v5i2.2642

Syakhrun, M., Anwar, A., & Amin, A. (2019). THE INFLUENCE OF CAR, BOPO, NPF AND FDR ON PROFITABILITY IN SHARIA COMMERCIAL BANKS IN INDONESIA. BJRM (Bongaya Journal of Research in Management), 2(1), 1–10.

Yusuf, M., & Hidayat, R. (2022). THE INFLUENCE OF SHARIA BANKING RATIO ON THE PROFITABILITY OF INDONESIAN SHARIA BANK FOR THE 2016-2020 PERIOD. Journal of Accounting and Business Management, 2(2), 94–105.

Zulaecha, HE, & Yulistiana, F. (2020). THE INFLUENCE OF CAPITAL ADEQUACY RATIO, THIRD PARTY FUNDS, FINANCING TO DEPOSIT RATIO, AND NON PERFORMING FINANCING ON MURABAHAH FINANCING (IN SHARIA COMMERCIAL BANKS FOR THE 2013–2018 PERIOD). COMPETITIVE Journal of Accounting and Finance, 4(1), 56–65.




DOI: https://doi.org/10.30596/miceb.v2i0.520

Refbacks

  • There are currently no refbacks.