The Influence of Financial Literacy, Income and Financial Technology on Financial Management of Msmes in Simalungun

Sri Puji Lestari, Anggi Anggi

Abstract


The aim of this research is to determine and analyze the influence of financial literacy, income and financial technology on financial management, both partially and simultaneously. The approach used in this research is an associative approach. The population in this research is all micro, small and medium business actors in Bandar District, Simalungun Regency. The sample in this study used a quota sampling technique of 100 micro, small and medium business actors in Bandar District, Simalungun Regency. Data collection techniques in this research used interview techniques, documentation studies, observations and questionnaires. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (t Test and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 24.00. The results of this research prove that partially and simultaneously financial literacy, income and financial technology have a significant effect on financial management of micro, small and medium enterprises in Bandar District, Simalungun Regency.


Keywords


Financial Literacy, Income, Financial Technology, Financial Management

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References


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DOI: https://doi.org/10.30596/miceb.v2i0.809

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