Analysis of Determinants of Return on Assets in National Private Commercial Bank

Khairul Anwar Pulungan

Abstract


This research aims to determine and analyze the influence of the Loan to Deposit Ratio and Operational Costs on Operational Income on Return On Assets both simultaneously and partially at National Private Commercial Banks for Foreign Exchange listed on the Indonesia Stock Exchange. The research approach used in this research is an associative approach. The population in this research is all National Private Commercial Banks for Foreign Exchange listed on the Indonesia Stock Exchange, totaling 26 banking companies. The samples taken using the purposive sampling method amounted to 14 banking companies. The data collection technique in this research uses secondary data sources. The data analysis techniques used are the Classical Assumption Test, Multiple Linear Regression, Hypothesis Testing, and Coefficient of Determination Test. The research results show that partially LDR has no effect on ROA, BOPO has a significant negative effect on ROA. Meanwhile, simultaneously the research results show that LDR and BOPO together have a significant influence on ROA.


Keywords


Loan to Deposit Ratio, Operating Costs Operating Income, Return On Assets

Full Text:

PDF

References


Arni, M. (2011). Organizational Communications. Jakarta: PT Bumi Aksara.

Artana, IW (2012). The Influence of Leadership, Compensation, and Work Environment on Employee Performance (Case Study at Maya Ubud Resort and SPA). Journal of Hospitality and Tourism, 2(1), 11-23.

Effendy, OU (2013). Communication Studies, Theory And Practice. Bandung: PT Juvenile Rosdakarya.

Fahmi, I. (2017). Human Resource Management, Theory And Application. Bandung: Alphabet.

Ghozali, I. (2016). Multivariate Analysis Application With IBMSPSS 23 Program. Jakarta: Diponegoro University.

Handoko, TH (2016). Personnel Management and Human Resources. Yogyakarta: BPFE.

Hasibuan, M. (2016). Human Resource Management. Jakarta: Earth Script.

Hasibuan, JS, & Silvya, B. (2019). The Effect of Work Discipline and Motivation on Employee Performance. USM National Seminar Proceedings, 2(1), 134–147.

Husein, U. (2013). Research Methods For Thesis And Business Thesis. Jakarta: PT Rajagrafindo Persada.

Hutapea, P., & Nurianna, T. (2008). Competencies Plus. Jakarta: PT Gramedia Pustaka Utama.

Jufrizen. (2017). The effect of ability and motivation on nurse performance: a study at Madani General Hospital in Medan. Journal of Management Science Research, 1(1), 27-34. DOI:10.5281/zenodo.1036809

Juliandi, A., Irfan, I., & Manurung, S. (2015). Business Research Methods: Concepts & Applications. Medan: UMSU Press.

Kamal, MB (2015). The Effect of Leadership and Supervision on Employee Work Discipline at PT. Nusantara Plantation III (Persero). Scientific Journal of Management and Business, 15(1), 61–70.

Kiswanto, M. (2010). The Influence of Leadership and Communication on the Performance of East Kalimantan Pos Samarinda Employees. Existing Journal, 6(1), 1267-1439.

Mangkunegara, AP (2013). Corporate Human Resource Management. Bandung: Rosdakarya.

Moeheriono. (2010). Competency Based Performance Measurement. Bogor: Ghalia Indonesia.

Nasution, MI, Fahmi, M., Jufrizen, J., Muslih, M., & Prayogi, MA (2020). The Quality of Small and Medium Enterprises Performance Using the Structural Equation Model-Part Least Square (SEM-PLS). Journal of Physics: Conference Series, 1477(2020), 1–7.

Nurjaman, K., & Imam, K. (2015). Communication And Public Relations. Bandung: Faithful Pustaka CV.

Priansa, DJ (2018). HR Planning & Development. Bandung: Alphabetha.

Purwanto, BS (2013). The Influence of Communication, Motivation and Job Satisfaction on Employee Performance (Studies on the Tower Foundation Project in Timor Leste PT. Cahaya Inspirasi Indonesia). Journal of Management Applications, 11(1), 139-144.

Purwanto, D. (2016). Business communication. Jakarta: Earth Script.

Rahmawati, DA (2017). The Effect of Work Motivation on the Performance of Civil Servants (Case Study at the Office of Manpower and Transmigration of West Java Province). Journal of Computech and Business, 11(2), 79-86.

Rambe, M. F. (2013). The Influence of Capital Structure and Profitability on Debt Policy in Food and Beverage Companies in Indonesia. Journal of Management & Business, Vol. 13, no. 01, 96.

Rosmiati, E., & Sova, M. (2015). The Effect of Motivation on Employee Performance (Study on Cooperative Sub-Department, Small and Medium Enterprises of East Jakarta Municipality). E-Journal of Economic Science, 1(1), 43-50.

Sedarmayanti. (2017). Human Resources. Bandung: Aditama.

Siagian, SP (2013). Human Resource Management. Jakarta: PT Bumi Aksara.

Soetopo. (2012). Organizational behavior. Bandung: PT Juvenile Roskadkarya.

Sugiyono. (2016). Quantitative research methods, Qualitative R&D. Bandung: Alphabetha.

Sutrisno, E. (2016). Human Resource Management. Jakarta: Kencana.

Wibowo. (2017). Work management. Jakarta: Rajagrafindo Persada.

Widjaja, HA (2010). Communication (Communication And Public Relations). Jakarta: PT. Script Earth.

Yusuf, B., & Rianto, AN (2015). Human Resource Management. Jakarta: Rajagrafindo Persada.




DOI: https://doi.org/10.30596/miceb.v2i0.848

Refbacks

  • There are currently no refbacks.