The Effect Of Financial Literacy And Lifestyle On Financial Management

Dody Firman, Novien Rialdy

Abstract


This research aims to determine the influence of Financial Literacy on Financial Management among Management Department Students, Faculty of Economics and Business, Muhammadiyah University, North Sumatra. The results of this research conclude that there is a simultaneous and significant influence of Financial Literacy and Lifestyle on Financial Management among Management Department Students, Faculty of Economics and Business, Muhammadiyah University, North Sumatra. From the results of the regression calculations, it can be seen that the coefficient of determination (R square) obtained is 0.644, this result means that 64.4% of the Financial Management variable can be explained by the Financial Literacy and Lifestyle variables, while the remaining 35.6% is explained by other variables not researched.


Keywords


Financial Literacy, Lifestyle, Financial Management

Full Text:

PDF

References


Azuar, J., Irfan, & Manurung, S. (2015). Metode Penelitian Bisnis Konsep dan Aplikasi. UMSU PRESS.

Gunawan, A., & Chairani, C. (2019). Effect of Financial Literacy and Lifestyle of Finance Student Behavior. International Journal Of Business Economics, 1(1). https://doi.org/https://doi.org/10.30596/ijbe.v1i1.3885

Gunawan, A., Fradya, W., & Fauziah, W. (2023). Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Konsumtif (Studi Kasus Pada Mahasiswa Jurusan Manajemen Fakultas Ekonomi Dan Bisnis Universitas Muhammadiyah Sumatera Utara). Jurnal Akuntansi Dan Pajak, 23(2), 1–13.

Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora: Jurnal Ilmu Sosial, Ekonomi Dan Hukum, 4(2), 23–35. https://doi.org/http://103.52.61.43/index.php/humaniora/article/view/1196

Gunawan, A., & Pulungan, D. R. (2019). TINGKAT LITERASI KEUANGAN DOSEN FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA. Seminar Nasional & Call Paper Seminar Bisnis Magister Manajemen (SAMBIS), 1–9.

Gunawan, A., Radiman, R., Pulungan, D., & Koto, M. (2018). The Role of Financial Literacy in Financial Management Ability to Prepare The Retirement Independently. Proceedings of the 1st International Conference on Economics, Management, Accounting and Business, ICEMAB 2018, 1–8. https://doi.org/https://eudl.eu/doi/10.4108/eai.8-10-2018.2288657

Gunawan, A., Radiman, R., Pulungan, D. R., & Koto, M. (2019). The Role of Financial Literacy in Financial Management Ability to Prepare TheRetirement Independently. Proceedings of the 1st International Conference OnEconomics, Management, Accounting and Business, ICEMAB, 1–8.

Ida, I., & Dwinta, C. Y. (2010). Pengaruh Locus Of Control, Financial Knowledge, Income Terhadap Financial Management Behavior. Jurnal Bisnis Dan Akuntansi, 12(3), 131–144. https://doi.org/https://doi.org/https://doi.org/10.34208

Juliandi, A., Irfan, & Manurung, S. (2014). Metode Penelitian Bisnis. UMSU PRESS.

Mukmin, M., Gunawan, A., Arif, M., & Jufrizen, J. (2021). Pengujian Konstruk Literasi Keuangan Mahasiswa. Jurnal Ilmiah Manajemen Dan Bisnis, 22(2), 291–303.

OJK. (2017). Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017). In Otoritas Jasa Keuangan.

Pohan, M., Jufrizen, J., & Annisa, A. (2021). Pengaruh Konsep Diri, Kelompok Teman Sebaya, Gaya Hidup Terhadap Perilaku Konsumtif Dimoderasi Literasi Keuangan. Prosiding Seminar Nasional Kewirausahaan, 402–419.

Pulungan, D. R., & Hastina, F. (2018). Pengaruh Gaya Hidup dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa. Jurnal Riset Sains Manajemen, 2(3), 1–8. doi.org/10.5281/zenodo.1410873

Putri, L. P., Christiana, I., Kalsum, U., Widya, W., & Justianti, M. (2021). The Influence of Financial Literacy on Investment Decisions During the Pandemic. Journal of International Conference Proceedings (JICP), 4(2), 301–308.

Putri, R., & Siregar, Q. . (2022). Pengaruh Pengetahuan Keuangan, Sikap Keuangan Dan Literasi Keuangan Terhadap Perilaku Manajemen Keuangan Pada Pelaku Umkm Ayam Penyet Di Desa Laut Dendang. Jurnal AKMAMI (Akuntansi Manajemen Ekonomi), 3(3), 580–592.

Siregar, Q. R., & Simatupang, J. (2022). The Influence of Financial Knowledge, Income, and Lifestyle on Financial Behavior of Housewives at Laut Dendang Village. Journal of International Conference Proceedings, 5(2), 652–660.

Utami, L. ., & Marpaung, N. N. (2022). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Karyawan (Studi di PT. Mulia Boga Raya Tbk). Parameter, 7(1), 98–108. https://doi.org/https://doi.org/10.37751/parameter.v7i1.191

Wahyuni, S. F., Radiman, & Nara, R. (2022). The Influence of Financial Literacy, Financial Behavior, and Income on Investment Decisions (2018 Student Case Study for Management Study Program Universitas Muhammadiyah Sumatera Utara). Journal of International Conference Proceedings (JICP), 5(2), 469–479.




DOI: https://doi.org/10.30596/miceb.v2i0.638

Refbacks

  • There are currently no refbacks.