The Influence Of Fintech Peer To Peer Lending, Digital Payment, Financial Attitude On The Financial Performance Of MSMEs (Food & Beverage) In Sumenep

Defi Yani, Astri Furqani

Abstract


Abstrack

MSMEs have role important in economy a country, will but many MSMEs still do experience a number of constraint like how difficult it is in access financing , lack utilization technology in do transaction finance and manage finance . Study This aim For know influence fintech peer to peer lending , digital payment and financial attitude to performance MSME finance . Study This use approach quantitative with The data source is the primary data used with data collection via questionnaire . Retrieval technique sample using simple random sampling, namely MSMEs registered in the application Aku Anter Sumenep with as many as 118 respondents . Tools used For test connection between variable is SPSS version 25. Research results show that fintech peer to peer lending is influential significant to performance MSME finance , digital payments are not influential significant to performance MSME finance and financial attitude have an influence important to performance MSME finance .

Keywords : Fintech Peer To Peer Lending, Digital Payment, Financial Attitude, Performance MSME Finance.

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References


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DOI: https://doi.org/10.30596/miceb.v2i0.803

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