The Role of Risk Perception in Moderating The Effect of Perceived Benefits on Interest in Using an E-Wallet

Irma Christiana, Linzzy Pratami Putri, Novien Rialdi

Abstract


The purpose of this study was to determine and analyze the effect of perceived benefits on interest in using e-wallet moderated by perceived risk among the Yn gene, either directly or indirectly. The approach used in this study is an associative approach. The population in this study were students of the Faculty of Economics and Business at the Universitas Muhammadiyah Sumatera Utara, while the sample in this study was 100 people. Data collection techniques in this study included interview techniques, documentation studies, observations, and questionnaires. The data analysis technique used in this study uses the partial least squares structural inquiry model (PLS-SEM). Data processing in this study used PLS (Partial Least Square) software version 3.0. The results of this study prove that directly perceived benefits have no effect on intentions to use e-wallets, and indirectly perceived risks do not moderate the effect of perceived benefits on intentions to use e-wallets.

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References


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DOI: https://doi.org/10.30596/miceb.v1i0.162

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